First post, and a request

Hi all,

It's Michelle, with my first post. Thanks to Sean for the offer of a place to write about my personal finance thoughts. I don't have my own website, and don't want to set one up, so this is great.

I'd like to ask Sean, or anyone else, to post a comparison of the many different ways to reduce your debt. I know that Dave Ramsey has his Snowball debt plan, and Mary Hunt has her Rapid Debt Repayment Plan, and there's probably a few others that I don't know about. I'd like to know which one is the fastest and most effective.