October 10, 2005
- Your net income and the law of diminishing returns
Law of diminishing returns: in economics, law stating that if one factor of production is increased while the others remain constant, the overall returns will relatively decrease after a certain point.
Applied to frugality, this means that past a certain point of effort and exertion, you will see less of a return on your frugal habits.
October 6, 2005
- Just ask!
I'm amazed by some of the deals that people are getting just by asking. (…)
September 26, 2005
- Buried treasure: found
As promised in my last post, I went out dumpster diving. I could barely wait to go, and I went tonight even though it was threatening rain. So, how'd it go? (…)
September 25, 2005
- Diving for buried treasure
I was browsing through the FatWallet forums and happened upon a thread about Dumpster Diving. (…)
September 23, 2005
- Earning money on the side
What do you do to earn money on the side? (…)
September 21, 2005
- Ah, the freebies
I'm a big fan of freebies. That's why I jumped on the chance to get $25 for opening an HSBC savings account. The minimum amount to open the account is $1. (…)
September 19, 2005
- Which gas stations offer the best deal?
The question of which gas stations offer the best deal might seem to be a simple one, but the answer is not as straightforward as you might think. (…)
September 16, 2005
- Only $10? But I could get it for free…
I'm in a class at college that requires use of Microsoft Project. Because of an arrangement between the school and Microsoft, all students can acquire a copy of MS Project for only $10. (…)
September 15, 2005
- Money saving tip: Save money on tips
When you go to a casual-dining restaurant, you spend about 15% of your money on tipping the waitstaff. (…)
September 13, 2005
- Cutting costs vs. Raising income
My wife and I were driving back from visiting relatives on Sunday, and with nothing else to do, we talked about what we want in the next ten years. (…)
September 12, 2005
- Military insurance discount?
My exuberance over the military discounts I received during the recent trip to Virginia led me to ask, "Well, where else can I get a military discount?" So, I looked at my insurance rates.I am insured through USAA, which caters especially to military members, so I thought that surely I would get a military discount from them. (…)
September 11, 2005
- Book review: "More Wealth Without Risk"
I mentioned in my First Post that I was reading Charles Givens' book, More Wealth Without Risk (MWWR). (…)
September 10, 2005
- Military discount rocks!
If you're not in the military, then this doesn't apply to you, but if you are…
My wife and I went to Virginia for our summer vacation. (…)
September 7, 2005
- Fixed expenses not so fixed
How much do I have to spend each month? That's the question I've been asking myself for the past week or so. (…)
September 6, 2005
- More money: sell your old stuff
I generally have good control over the impulsive urge to spend money, and I don't normally buy high-dollar items. (…)
- Comcast Cable bill - SNIP!
Acting on the advice of another personal finance blog, the name of which I've forgotten, I checked out the possibility of lowering my cable bill. (…)
March 21, 2005
- Best Diet for a Budget
You mean I don't have to spend $300+ per month on groceries for a family of two?
This post at Cheapskate Monthly made me think about how much I'm currently eating. (…)
