October 12, 2005
- Thoughts on frugality, diet, health, and wealth
I've said in the past that being poor is the best diet. You don't eat as much because you can't afford as much. (…)
October 10, 2005
- Your net income and the law of diminishing returns
Law of diminishing returns: in economics, law stating that if one factor of production is increased while the others remain constant, the overall returns will relatively decrease after a certain point.
Applied to frugality, this means that past a certain point of effort and exertion, you will see less of a return on your frugal habits.
October 6, 2005
- Just ask!
I'm amazed by some of the deals that people are getting just by asking. (…)
September 26, 2005
- Buried treasure: found
As promised in my last post, I went out dumpster diving. I could barely wait to go, and I went tonight even though it was threatening rain. So, how'd it go? (…)
September 25, 2005
- Diving for buried treasure
I was browsing through the FatWallet forums and happened upon a thread about Dumpster Diving. (…)
September 23, 2005
- Earning money on the side
What do you do to earn money on the side? (…)
September 21, 2005
- Ah, the freebies
I'm a big fan of freebies. That's why I jumped on the chance to get $25 for opening an HSBC savings account. The minimum amount to open the account is $1. (…)
September 19, 2005
- Which gas stations offer the best deal?
The question of which gas stations offer the best deal might seem to be a simple one, but the answer is not as straightforward as you might think. (…)
September 16, 2005
- Only $10? But I could get it for free…
I'm in a class at college that requires use of Microsoft Project. Because of an arrangement between the school and Microsoft, all students can acquire a copy of MS Project for only $10. (…)
September 15, 2005
- Money saving tip: Save money on tips
When you go to a casual-dining restaurant, you spend about 15% of your money on tipping the waitstaff. (…)
September 13, 2005
- Cutting costs vs. Raising income
My wife and I were driving back from visiting relatives on Sunday, and with nothing else to do, we talked about what we want in the next ten years. (…)
September 12, 2005
- Military insurance discount?
My exuberance over the military discounts I received during the recent trip to Virginia led me to ask, "Well, where else can I get a military discount?" So, I looked at my insurance rates.I am insured through USAA, which caters especially to military members, so I thought that surely I would get a military discount from them. (…)
September 11, 2005
- Book review: "More Wealth Without Risk"
I mentioned in my First Post that I was reading Charles Givens' book, More Wealth Without Risk (MWWR). (…)
September 10, 2005
- Military discount rocks!
If you're not in the military, then this doesn't apply to you, but if you are…
My wife and I went to Virginia for our summer vacation. (…)
September 7, 2005
- Fixed expenses not so fixed
How much do I have to spend each month? That's the question I've been asking myself for the past week or so. (…)
September 6, 2005
- More money: sell your old stuff
I generally have good control over the impulsive urge to spend money, and I don't normally buy high-dollar items. (…)
- Comcast Cable bill - SNIP!
Acting on the advice of another personal finance blog, the name of which I've forgotten, I checked out the possibility of lowering my cable bill. (…)
March 21, 2005
- Best Diet for a Budget
You mean I don't have to spend $300+ per month on groceries for a family of two?
This post at Cheapskate Monthly made me think about how much I'm currently eating. (…)