Frugal Living
Frugal living is a growing trend among those who have come to the realization that it's sometimes easier to "make money" by saving money. In other words, you can ask your boss for a raise, and then pay taxes on whatever extra you make, or you can spend less on your everyday purchases, and the savings goes straight to your bottom line.
If you're new to frugal living, you may want to go straight to Frugal Living 101. There, you'll learn what frugal living is, how to start living the frugal life, how to cut back on expenses, and easy ways to break the spending habit.
Money Management will help you learn how to organize your personal finances, bomb-proof your financial habits, some simple ways to save serious money, and more. Not quite sure how to squeeze savings out of your paycheck? You'll find some simple ideas that can give you the added boost you need.
One of the lowest-impact ways to enjoy the benefits of the frugal lifestyle is to find Household Savings. You'll learn how to save water by converting any toilet to a low-flow toilet, save on household expenses, reduce your electric bill, and lower your homeowner's insurance premium, plus plenty more tips and tricks to saving money.
You can still enjoy eating great foods while finding Food Savings. Here, you'll find new ways to save money on groceries, how to time your visits to the grocery store to find the greatest savings on your grocery bill, how to coupon effectively, and the secrets of using a grocery price book for maximum grocery savings. You'll also find some great ideas on how to eat out for less, and even duplicate your favorite restaurant recipes at home.
Bargain Shopping is the dream of every frugalist. The chance to buy something for 50% off, or even more, may give you shivers of delight if you're one of these types. You can read more about the joys of being a freegan, how to save money by becoming a mystery shopper, how to time your shopping to buy for less, and how to get the best deal on everything you buy. Flea markets will become your secret shopping weapon, and rebates will become one of your favorite buy-it-for-less tools. And, if you're a real frugalist, you'll learn the ins and outs of being a super Black Friday bargain hunter.
Remember how much that last addition to your wardrobe cost you? Clothing can be one of the biggest budget killers, because it's a necessity. Learn how to take excellent care of your clothing, on the cheap, of course, so that it will keep you looking good for years to come. From a great homemade spray starch recipe to a frugal laundry booster and tips about the many uses of white vinegar, you'll learn all you need to know about how to dress for less, and keep it looking great, too.
Beauty and Health Care don't have to suffer when you live more frugally. Discover ways to save money on haircuts without going shaggy, how to make your own aftershave, and homemade mouthwash recipes. Want to stay fit without paying $50 or more for a gym membership? Inexpensive exercises can keep you in great shape, and save both time and money. Stay beautiful with homemade cosmetics that are both safer and less expensive than store varieties. Your pocketbook will thank you.
You can live frugally during Special Occasions, such as Christmas, birthdays, Thanksgiving, and other holidays. Make an amazing ice sculpture centerpiece for your next party. Discover Father's Day gifts that don't cost a fortune, and Mother's Day gifts that will melt Mom's heart. Learn how to make a Thanksgiving turkey that is cooked to perfection.
Remember when you were a kid, and fun didn't cost a thing? You can still have Frugal Fun, regardless of your age. From trips to the beach, to frugal recipes and crafts for kids, you'll rediscover how to have fun for next to nothing. Make your own pinwheels, take advantage of free kids' events to entertain your children on the cheap, and learn how to mix a bottle of bubbles for some outdoor fun.
If you're a fan of Do-It-Yourself tips, you'll find several uses for vinegar and baking soda, as well as some natural insect repellents. Make an inexpensive dog shampoo that will brighten your dog's coat, discover how to care for cast iron cookware, and learn how to change your own oil to save $30 each time. If you can learn to do it yourself, you can put the savings in the bank.
The cost of driving your car may be one of the largest drains on your pocketbook. Affordable Transportation is one of the benefits of frugal living - from lowering your auto insurance premiums, to saving gas while traveling, you'll find many ideas on how to save money on your automobile. Keep your car on the road longer with high-mileage car maintenance tips, or even find ways to save cash by carpooling to work with others.
Make your family a Frugal Family by helping them all to save money…the frugal way! Show your kids how to get more for their dollar, and get more for your dollar when you buy things for them. Find out how to get free stuff for your kids' birthdays, and get the lowdown on how use an allowance to encourage your kids to be responsible with money. If kids' college is coming up, you can even find free money for their education.
Regardless of how you've lived your life so far, if you're a senior citizen, it's never too late to become a Frugal Senior. Inside, you'll find ways to cut prescription costs, as well as patient assistance programs that can also help control drug costs. Take advantage of senior discounts, including free entrance to national landmarks and parks, reduced telephone bills, and many more.