Money saving tip: Save money on tips

When you go to a casual-dining restaurant, you spend about 15% of your money on tipping the waitstaff. While that's fine for some people, I have become increasingly aware of how much it cuts into my "Fun Money" budget. So here's what I do:

Call ahead, order what you want, and get it to go. Not sure if your restaurant will do this? Just ask. I know that Applebees and Outback Steakhouse do this, but your mileage may vary.

Also, save money by just having water instead of a soft drink or other beverage, or no drink at all. Studies suggest that drinking water with your meals reduces digestive ability, making your body spend more time and energy digesting food.

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