New Excel spreadsheet - Cup o' Joe Factor calculator

Hey, folks,

I've created a new Excel spreadsheet for calculating your personal "Cup o' Joe Factor", or the true, long-term cost of any regular purchase you make. I call it the Cup o' Joe Factor because some people think lattes are too expensive and pretentious, and a cup o' joe will do just fine for getting that caffeine rush.

For those of you who are familiar with David Bach of Finish Rich book fame, the "Cup o' Joe Factor" is a direct reference to Bach's Latte Factor®. I do admire Bach, especially because of his ability to get people to take a look at their finances. I just think that making a phrase like "Latte Factor" a registered trademark is a bit ridiculous (read: I wish I'd thought of it first).

Anyway, give the spreadsheet a try, and check out the other personal finance Excel spreadsheets that I've created.